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Free Planning Tools

Run Your Own Numbers —
Before You Ever Talk to Us.

The same math we use in consultations, in your hands. Two minutes with these tools and you'll know more than most homeowners ever learn about protecting their family.

Coverage Needs CalculatorHow much protection does your family actually need?
$350,000
$85,000
5 yrs
$25,000
Recommended Coverage $785,000 Keeps the home + 5 years of income
Mortgage payoff$350,000
Income replacement$425,000
Debts cleared$25,000
Education fund$50,000

A planning guide, not a quote. Your ideal number depends on your full picture — we'll refine it together in your free consultation.

Monthly Budget EstimatorWhat might that coverage cost per month?
38
$350,000
Estimated Monthly Range $31–$47/mo That's about $1.28 a day
Protection level$350,000

Illustrative estimate for standard health classes; actual premiums vary by carrier, health, and underwriting. Rates only rise as you age — the best day to lock a rate is today.

Want these numbers verified by a professional?Mario will review your results and pull real quotes from 30+ carriers — free, in about 10 minutes.

Your Numbers Are a Starting Point.
Your Rate Is One Call Away.

Estimates are useful — locked-in protection is priceless.

or call 305-323-3305
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